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Profile photo of a State Farm Agent named: Bret Denney

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State Farm® Insurance Agent

Bret Denney

Denney Ins and Fin Svcs Inc

5300 S Florida Avenue Suite 1
Lakeland, FL 33813-4904

Across the street from Outback Steakhouse

Profile photo of a State Farm Agent named: Bret Denney

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri: 9:00 am -5:00 pm

Saturdays by appointment

Evenings by appointment

Address

5300 S Florida Avenue Suite 1
Lakeland, FL 33813-4904

Languages

English, Spanish

May kicks off with Small Business Week. If you or someone you know owns a small business and needs assistance with navigating small business insurance, we would be delighted to help. As fellow small business owners, we understand the unique challenges and needs of small enterprises. Please reach out to us, and we'll be more than happy to provide the support and guidance you require.

Hey, I am Bret Denney. I was born and raised in Central Florida and graduated from the University of Florida. I currently have two locations, one in Lakeland and the other in Zephyrhills. Our insurance agency serves not only the local communities but also covers insurance needs all over the state. At our office, we provide a wide range of insurance services including personal and recreational auto insurance, home and renters' insurance, rental property and boat insurance, life insurance, health insurance (short/long-term disability), and commercial insurance. Additionally, we offer in-office notary services and flood insurance.

Our offices are dedicated to not only providing insurance coverage but also educating our communities about the importance of insurance. Whether you're looking for a quote or have any insurance-related questions, please don't hesitate to give our office a call. We are here to assist you and would be more than happy to help!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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Our goal at Bret Denney State Farm is to provide every customer with excellent customer service in order to help them manage the risks of everyday life, recover from the unexpected, and realize their dreams.
Melissa Hutchinson State Farm Agent Team Member

Melissa Hutchinson

Office Manager

I was born in Connecticut and moved to Florida during middle school. I have been with State Farm since 1997, and I have been working with Bret Denney since April 2023. This is the only job I have ever had, and as you can tell, I absolutely love it! I am licensed in Auto, Fire, Life, Health, and Financial Services. My main goal every day is to assist customers in understanding their coverages and policies. In my spare time, I enjoy spending quality time with my family.

TG

Tami Grove

Customer Service Manager

I was born in Red Bank, NJ and moved to Lakeland in 1974. For the past 33 years, I have been working with State Farm, but for the last 2 1/2 years, I have been with Bret Denney, where I plan to spend my remaining working years until I retire. I have experience writing insurance for Auto, Home, Life, and Health, but my specialties lie in Medicaresup policies, Flood insurance, and being a Notary. My main goal is to inform each policyholder about their coverages and provide them with the necessary information to manage the risks of everyday life. Outside of work, I enjoy cooking, baking, and spending quality time with my husband, daughter, son-in-law, and my two amazing grandchildren. Family is my top priority!

Danielle Coleman State Farm Agent Team Member

Danielle Coleman

Office Representative

I am originally from Florida and have been with State Farm for 10 years and the last 10 months with Bret Denney. I am licensed in Auto, Home, Life, and Health insurance. Outside of work, my husband and I enjoy competing in BBQ competitions for fun. We also cherish spending quality time with our family.

Hailey Peranteau State Farm Agent Team Member

Hailey Peranteau

I was born in Florida and my insurance journey began with Bret Denney in July 2023. My specialization lies in Auto, Home, Life, and Health Insurance. My primary goal is to assist and support others in any way I can. In my spare time, I find fulfillment in serving as a preschool director for RidgePoint Church.

Clayton Smith State Farm Agent Team Member

Clayton Smith

Office Representative

I have been with Bret Denney for nearly four months. I am licensed in Auto, Fire, Life, and Health and I am currently participating in the Agent Aspirant program. My ultimate goal is to become an agent and contribute to my community. In my free time, I like to stay active by playing sports such as softball and golf. Living in Florida, I also love taking advantage of the beautiful beaches.

Colby Hancock State Farm Agent Team Member

Colby Hancock

Office Representative

I was born in South Carolina and relocated to Florida in 2014. I have been a part of the State Farm team for nine years and joined Bret Denney's team in January 2024. My licenses include Auto, Fire, Health, Life, Medsup, and Business. My primary objective is to provide safety and protection to as many individuals and families as possible. In my spare time, I enjoy playing video games, watching movies, and listening to music.

Dustin Wright State Farm Agent Team Member

Dustin Wright

Office Representative

I was born in Missouri and moved to Florida in 2001, where I have been residing ever since. I have been a part of Bret Denney State Farm for 2 and a half years. I am licensed in auto, home, life, health, commercial, and business insurance. Currently, I am in the process of becoming an agent through our agent aspirant program. Outside of work, I cherish spending quality time with my wife and our three beautiful daughters.

Kirsten Sutton State Farm Agent Team Member

Kirsten Sutton

Agent's Executive Assistant

I was born in Ohio (go Buckeyes!) and moved to Florida 16 years ago. I have been working with Bret Denney for 2 1/2 years. I am licensed in Auto, Fire, Life, Health, and Financial Services. Every day, my goal is to educate our community about insurance and the significance of having adequate coverage. In my free time, I love spending quality time with my family. Whether it's coaching my daughter's t-ball team, riding side by sides at River Ranch, or going fishing on the boat with my husband, I enjoy making memories with my loved ones.

Jean Jackson State Farm Agent Team Member

Jean Jackson

I was born in Florida and have been working with Bret Denney State Farm for 1 year now. I specialize in Auto and Fire and hold an Adjusters License. My main goal is to help people comprehend the significance of having sufficient coverage. In my free time, I enjoy spending quality time with my son and family. I also have a passion for shopping, gardening, and hiking.

Jordan Camba State Farm Agent Team Member

Jordan Camba

Office Representative

I was born in Virginia Beach, VA and made the move to Florida in October 2022, which is when my journey with Bret Denney State Farm began. Over the past 2 and a half years, I have specialized in Auto, Home, and Health Insurance. My ultimate goal is to become an agent in the future. Outside of my insurance career, I am a professional cornhole player and have a passion for golfing. On a personal note, I recently got married to my better half, marking the start of an exciting new chapter in my life.

Kamia York State Farm Agent Team Member

Kamia York

Office Representative

I was born in Ohio and moved to Florida in 2014. In March, I will have been working with Bret for 2 years. I am licensed in Auto and Fire insurance, and I excel in Health insurance. My goal is to acquire my life license and broaden my understanding of insurance. Outside of work, I value the time I spend with my daughter, family, and friends. During my free time, I thoroughly enjoy participating in outdoor activities like hunting, fishing, and more.

EJ Hernandez State Farm Agent Team Member

EJ Hernandez

Office Representative

I was born in Venezuela and have been in the United States since 1990. I have been living in Florida since 2004. Currently, I have been working with Bret Denney for 5 years, and I have recently started my Agent Aspirant program. My goal is to open my own agency within the next two years, or even sooner. My areas of specialization include auto, home, life, health, commercial, and business insurance. When I am not in the office, I cherish spending quality time with my family and exploring different parts of the world through travel.